Kim Fe Cramer
I am an Assistant Professor at the LSE Finance Department. I obtained my Ph.D. from Columbia Business School. As an empirical researcher in household finance, I explore how we can leverage financial systems in developing countries to support households in addressing pressing challenges around poverty, health, and climate.
In my job market paper, I use a policy of the Reserve Bank of India to show that banks can substantially improve households' health status. I show novel evidence that banks offer health insurance to households and credit to hospitals, stimulating the demand and supply side of the healthcare market.